Terms & Conditions

All materials contained in this site are protected by international trademark and copyright laws and must only be used for personal, non-commercial purposes. This means that you may only view or download material from this site for your own use and you must keep all copyright and other proprietary notices attached to the downloaded material.

The reproduction, duplication, distribution (including by way of e-mail, facsimile or other electronic means), publication, modification, copying or transmission of material from this site is STRICTLY PROHIBITED unless you have obtained the prior written consent of INSURICA Direct or unless it is expressly permitted by this site. The material covered by this prohibition includes, without limitation, any text, graphics, logos and photographs available on this site. The use of materials from this site on any other website or networked computer environment is similarly prohibited.

DISCLAIMER OF LIABILITY AND WARRANTIES

While INSURICA Direct does its best to ensure the optimal performance of the site, you agree that you use this site and rely on material contained in this site at your own risk.

The site, and all materials in this site, are provided “as is” and, to the fullest extent permitted by law, are provided without warranties of any kind either express or implied. This means, without limitation, that INSURICA DIRECT DOES NOT WARRANT that the site is fit for any particular purpose; that the functions contained in the materials in the site will be uninterrupted; that defects will be corrected; that the site is free of viruses and other harmful components or that the site is accurate, error-free or reliable.

You acknowledge that INSURICA Direct, together with their respective employees, agents, directors, officers and shareholders, ARE NOT LIABLE for any delays, inaccuracies, failures, errors, omissions, interruptions, deletions, defects, viruses, communication line failures or for the theft, destruction, damage or unauthorized access to your computer system or network.

You acknowledge that INSURICA Direct is not liable for any damages, including, without limitation, direct, incidental, special, consequential or punitive damages, in connection with or arising from your use or from your inability to use the site.