What is Homeowners Insurance?

Homeowners insurance is a safety net for your home and belongings. It steps in to cover costs if disaster strikes, like fires, theft or storms. Imagine your home damaged by a storm; this insurance helps fix it without draining your savings. It not only covers the house itself but also your belongings inside, ensuring you can replace things lost in unforeseen events. This insurance gives you peace of mind, knowing you’re protected against many of life’s surprises.

Besides property and belongings, homeowners insurance extends its benefits to liability protection. If someone gets hurt on your property, it can cover their medical bills or your legal fees if you’re sued. Many policies also cover additional living expenses, meaning if your home is uninhabitable due to a covered peril, you’re not left stranded. You can stay somewhere else while repairs are made, without worrying about the extra costs.

Our Process

INSURICA Direct combines our decades of insurance expertise with a modern, digital platform to make your customer experience the very best it can be.

Holistic Evaluation

Custom Strategy
Expert Advice
Exceptional Service

Other Insurance Products for You

Auto

Personal auto insurance covers your automobile(s) against accidents, theft, and damage. It also protects you from financial loss due to liability claims.

Health

Health insurance is a policy that covers medical expenses from illness or injury, reducing your financial burden for care and treatment.

Umbrella

Personal umbrella insurance provides extra liability coverage beyond the limits of your existing policies, covering additional costs from major claims.

The Direct Difference

Efficient expertise for you, providing choice and ultimately peace of mind so you can move on to tackle your next big deal.

What Our Clients are Saying

I have nothing but good things to say about INSURICA. They have always taken care of me and my business needs. They respond quickly and are honest and fair. When I need something done quickly, they are on top of it. I would refer INSURICA to anyone!

Armando U.

 I wish everyone could exhibit the same exceptional level of customer service that we’ve found from Amanda and your entire team at INSURICA Direct.  Insurance can be daunting, but you make it so very easy!

Amy L.

Laura has consistently gone above and beyond for us over the years. She works hard to find the specific coverage we need in our unique industry and always responds quickly. She is cheerful and helpful. Thank you, Laura, for providing excellent service!

Shelley K.