Specializing in You
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Retail
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What is Umbrella Insurance?
Business Umbrella Insurance acts as an extra layer of protection on top of your existing business liability policies, such as general liability, commercial auto, and workers’ compensation. When claims exceed the limits of these primary policies, Umbrella Insurance steps in to cover the additional costs. This can include legal fees, settlements, and medical expenses arising from lawsuits. It’s especially valuable in today’s litigious environment, where lawsuit settlements can quickly escalate beyond the coverage limits of standard policies, potentially putting a business in financial jeopardy.
The key benefit of Business Umbrella Insurance is its capacity to safeguard a company’s assets and future. By providing higher coverage limits, it ensures that a catastrophic claim doesn’t exhaust your primary policy limits and impact your business finances directly. It also brings peace of mind, knowing that your business has an added level of security against unforeseen events. Furthermore, this insurance is often seen as a sign of being a responsible business owner, potentially making your business more attractive to partners, clients, and investors who perceive your business as well-protected and stable.
What Our Clients are Saying
I have nothing but good things to say about INSURICA. They have always taken care of me and my business needs. They respond quickly and are honest and fair. When I need something done quickly, they are on top of it. I would refer INSURICA to anyone!
Armando U.
I wish everyone could exhibit the same exceptional level of customer service that we’ve found from Amanda and your entire team at INSURICA Direct. Insurance can be daunting, but you make it so very easy!
Amy L.
Laura has consistently gone above and beyond for us over the years. She works hard to find the specific coverage we need in our unique industry and always responds quickly. She is cheerful and helpful. Thank you, Laura, for providing excellent service!
Shelley K.