What is Group Health Insurance?
Group Health Insurance is a significant benefit offered by many employers to their employees. It’s essentially a health coverage plan that is available exclusively to members of a group, typically a company’s workforce, and sometimes their families. This type of insurance makes healthcare more affordable for employees because the cost of the insurance, including premiums and deductibles, is shared among all the group members. Employers may cover a portion or, in some cases, even the full amount of the premium, reducing the financial burden on employees.
Having Group Health Insurance as part of an employment package can be a huge plus. It not only ensures that employees have access to necessary medical care without incurring heavy expenses but also shows that the employer values their health and well-being. This can lead to improved job satisfaction, lower employee turnover, and a healthier, more productive workforce. The plan’s scope can vary, covering everything from basic doctor visits and prescriptions to more comprehensive medical procedures, depending on what the employer chooses to offer.
What Our Clients are Saying
I have nothing but good things to say about INSURICA. They have always taken care of me and my business needs. They respond quickly and are honest and fair. When I need something done quickly, they are on top of it. I would refer INSURICA to anyone!
Armando U.
I wish everyone could exhibit the same exceptional level of customer service that we’ve found from Amanda and your entire team at INSURICA Direct. Insurance can be daunting, but you make it so very easy!
Amy L.
Laura has consistently gone above and beyond for us over the years. She works hard to find the specific coverage we need in our unique industry and always responds quickly. She is cheerful and helpful. Thank you, Laura, for providing excellent service!
Shelley K.