Specializing in You

Get a tailored insurance policy from the professionals who truly understand your industry.

Construction

From environmental pollution to surety bond programs, INSURICA Direct has the construction insurance you need to get to get the job done.

Manufacturing

From product liability insurance to prototype coverage, INSURICA Direct has the experience and portfolio to insure your manufacturing business.

Technology

Mistakes in the technology industry can have serious consequences. Protect your business with INSURICA Direct’s tech E&O policies covering liability and property loss exposures.

https://insuricadirect.wpenginepowered.com/industries/energy/

Energy

INSURICA Direct’s comprehensive approach to energy insurance and risk management begins by analyzing business operations from the ground up.

Hospitality

NSURICA Direct is here to help you manage and mitigate risk with hotel insurance solutions for your business.

Retail

Purus enim, tristique.

What is Workers’ Compensation Insurance?

Workers’ Compensation Insurance is a pivotal form of coverage that protects employees who get injured or become ill due to their job. If an employee suffers from a work-related accident or ailment, this insurance helps cover their medical expenses and a portion of their lost wages while they’re unable to work. Essentially, it ensures that workers receive necessary support and financial assistance during their recovery period without having to cover the costs out of their own pockets.

Workers’ Compensation is equally important as it shields the business from potential lawsuits initiated by employees over workplace injuries or illnesses. By providing this insurance, a business minimally complies with state laws, since it’s mandatory in most states, and fosters a safer, more supportive working environment. This not only aids in protecting the financial health of the business but also contributes to maintaining morale and trust among employees, essential elements for a productive workforce.

Support

Covers medical expenses for work injuries.

Overhead

Pays lost wages during recovery.

Protection

Shields businesses from injury lawsuits.

Our Process

INSURICA Direct combines our decades of insurance expertise with a modern, digital platform to make your customer experience the very best it can be.

Holistic Evaluation

Custom Strategy
Expert Advice
Exceptional Service

Other Insurance Products for Your Business

General Liability

A business buys General Liability Insurance to protect against financial loss from lawsuits, injuries, or damages occurring on its premises or from its operations.

Group Health

Group Health Insurance is a benefit provided by employers, offering employees affordable medical coverage by sharing costs among the group.

Commercial Auto

Commercial Auto Insurance protects businesses against financial losses from vehicle-related accidents, covering damage and liability for cars used for work.

The Direct Difference

Efficient expertise for you, providing choice and ultimately peace of mind so you can move on to tackle your next big deal.

Latest News & Insights

What Our Clients are Saying

I have nothing but good things to say about INSURICA. They have always taken care of me and my business needs. They respond quickly and are honest and fair. When I need something done quickly, they are on top of it. I would refer INSURICA to anyone!

Armando U.

 I wish everyone could exhibit the same exceptional level of customer service that we’ve found from Amanda and your entire team at INSURICA Direct.  Insurance can be daunting, but you make it so very easy!

Amy L.

Laura has consistently gone above and beyond for us over the years. She works hard to find the specific coverage we need in our unique industry and always responds quickly. She is cheerful and helpful. Thank you, Laura, for providing excellent service!

Shelley K.