Business Insurance

Protect your business from unforeseen financial losses, providing peace of mind and stability so you can focus on growth and success.

Why You Need Business Insurance

Property & Liability Insurance

Property & Liability insurance protects your business against property losses and liability claims. It covers a wide range, from buildings and equipment to liability for accidents occurring on your property or from your actions.

Employee Benefits

Employee Benefits insurance encompasses policies provided by employers to their employees, covering health, dental, vision, life, and disability insurance. These benefits support the overall well-being of employees and their families.

Our Process

INSURICA Direct combines our decades of insurance expertise with a modern, digital platform to make your customer experience the very best it can be.

Holistic Evaluation

Custom Strategy
Expert Advice
Exceptional Service

Insurance Products for Your Business

  • General Liability

    A business buys General Liability Insurance to protect against financial loss from lawsuits, injuries, or damages occurring on its premises or from its operations.

  • Business Interruption

    Covers lost income when operations halt due to a covered event, ensuring financial stability during unexpected downtimes.

  • Property

    Property insurance protects a business's physical assets from damage or loss due to events like fires, storms, or theft.

  • Workers’ Compensation

    Workers' Comp covers medical costs and lost wages for work-related injuries/illnesses, protecting both your employees and your business financially.

  • Commercial Auto

    Commercial Auto Insurance protects businesses against financial losses from vehicle-related accidents, covering damage and liability for cars used for work.

  • Professional Liability

    Professional Liability Insurance covers costs if a client sues for mistakes or inadequate work, ensuring your business can keep running smoothly.

  • Group Health

    Group Health Insurance is a benefit provided by employers, offering employees affordable medical coverage by sharing costs among the group.

  • Group Ancillary Benefits – Dental, Vision

    Ancillary health benefits, like Dental or Vision Insurance, are extra coverages that complement basic health plans, focusing on specific care needs.

  • Cyber

    Cyber insurance helps protect businesses from financial losses due to digital threats, covering data breaches, hacks, and online fraud incidents.

  • Equipment

    Equipment Insurance, also known as Inland Marine, protects business equipment and goods in transit over land or stored off-site, covering loss or damage.

  • Builders Risk

    Builders Risk Insurance covers damage to buildings under construction, including materials and equipment, safeguarding against unexpected losses.

  • Medical Malpractice

    Medical malpractice insurance is coverage for healthcare professionals, protecting them from claims of negligence or errors that cause patient harm.

  • Surety Bonds

    Surety bond insurance guarantees a contractor completes a project, ensuring compliance with terms or financial compensation for failure.

  • Umbrella

    Business umbrella insurance provides extra liability coverage, extending beyond existing policies' limits, protecting against large claims or lawsuits.

  • Garage Keeper’s Liability

    Garage Keeper's Liability insurance covers the loss or damage to customers' vehicles while they are in the care of a business, such as for repairs or storage.

The Direct Difference

Efficient expertise for you, providing choice and ultimately peace of mind so you can move on to tackle your next big deal.

Specializing in You

Get a tailored insurance policy from the professionals who truly understand your industry.

Construction

From environmental pollution to surety bond programs, INSURICA Direct has the construction insurance you need to get to get the job done.

Manufacturing

From product liability insurance to prototype coverage, INSURICA Direct has the experience and portfolio to insure your manufacturing business.

Technology

Mistakes in the technology industry can have serious consequences. Protect your business with INSURICA Direct’s tech E&O policies covering liability and property loss exposures.

Energy

INSURICA Direct’s comprehensive approach to energy insurance and risk management begins by analyzing business operations from the ground up.

Hospitality

INSURICA Direct is here to help you manage and mitigate risk with hotel insurance solutions for your business.

Retail

From commercial property to workers’ compensation coverage, INSURICA Direct has the experience and portfolio to protect your retail business.

Latest News & Insights

What Our Clients are Saying

I have nothing but good things to say about INSURICA. They have always taken care of me and my business needs. They respond quickly and are honest and fair. When I need something done quickly, they are on top of it. I would refer INSURICA to anyone!

Armando U.

 I wish everyone could exhibit the same exceptional level of customer service that we’ve found from Amanda and your entire team at INSURICA Direct.  Insurance can be daunting, but you make it so very easy!

Amy L.

Laura has consistently gone above and beyond for us over the years. She works hard to find the specific coverage we need in our unique industry and always responds quickly. She is cheerful and helpful. Thank you, Laura, for providing excellent service!

Shelley K.