What is Builders Risk Insurance?

Builders Risk Insurance is a specialized type of property insurance specifically designed for buildings under construction. It provides comprehensive protection for the structure, as well as the materials and equipment being used, against a wide variety of risks. This can include damage from fire, wind, theft, vandalism, and more. Essentially, it covers the project from foundation to finish, offering peace of mind that the investment is protected against unforeseen events that could otherwise lead to costly delays and financial losses.

The benefits of Builders Risk Insurance extend beyond simple risk mitigation. It can also be a critical tool in ensuring that a construction project stays on budget and on schedule. In the event of a loss, this insurance helps cover the costs of repairs or replacements, allowing work to resume quickly. Furthermore, having this insurance in place is often a requirement for financing construction projects, making it an indispensable part of the construction process. It reassures lenders and investors that the project is protected, thereby facilitating smoother project execution and financial backing.

Our Process

INSURICA Direct combines our decades of insurance expertise with a modern, digital platform to make your customer experience the very best it can be.

Holistic Evaluation

Custom Strategy
Expert Advice
Exceptional Service

Other Insurance Products for Your Business

General Liability

A business buys General Liability Insurance to protect against financial loss from lawsuits, injuries, or damages occurring on its premises or from its operations.

Workers’ Compensation

Workers’ Comp covers medical costs and lost wages for work-related injuries/illnesses, protecting both your employees and your business financially.

Group Health

Group Health Insurance is a benefit provided by employers, offering employees affordable medical coverage by sharing costs among the group.

The Direct Difference

Efficient expertise for you, providing choice and ultimately peace of mind so you can move on to tackle your next big deal.

What Our Clients are Saying

I have nothing but good things to say about INSURICA. They have always taken care of me and my business needs. They respond quickly and are honest and fair. When I need something done quickly, they are on top of it. I would refer INSURICA to anyone!

Armando U.

 I wish everyone could exhibit the same exceptional level of customer service that we’ve found from Amanda and your entire team at INSURICA Direct.  Insurance can be daunting, but you make it so very easy!

Amy L.

Laura has consistently gone above and beyond for us over the years. She works hard to find the specific coverage we need in our unique industry and always responds quickly. She is cheerful and helpful. Thank you, Laura, for providing excellent service!

Shelley K.