What is Renters Insurance?

Renters insurance is a must-have for anyone leasing their living space. It offers protection for your personal belongings against risks like theft, fire, or water damage. Considering the unexpected nature of these events, having coverage means you won’t face the financial burden of replacing your items out of pocket. This type of insurance also extends beyond just your possessions. It can cover costs related to property damage for which you’re liable, ensuring you’re not stuck with a hefty bill if you accidentally cause damage to the rental property.

Another significant advantage of renters insurance is the provision of loss of use coverage. If your rental becomes uninhabitable due to a covered peril, this aspect of your policy can help cover additional living expenses, such as hotel bills or temporary rentals. Moreover, renters insurance includes liability protection, safeguarding you against claims if someone is injured in your rental or if you’re responsible for property damage elsewhere. This comprehensive coverage offers peace of mind, knowing you and your assets are protected, all for a relatively low monthly cost

Our Process

INSURICA Direct combines our decades of insurance expertise with a modern, digital platform to make your customer experience the very best it can be.

Holistic Evaluation

Custom Strategy
Expert Advice
Exceptional Service

Other Insurance Products for You

Auto

Personal auto insurance covers your automobile(s) against accidents, theft, and damage. It also protects you from financial loss due to liability claims.

Life Insurance

Life insurance is a contract that pays a sum of money to your beneficiaries upon your death, providing financial protection and peace of mind.

Home

Homeowners insurance protects your house and belongings from damage or theft, covers your living expenses during repairs, and covers liability if you’re sued.

The Direct Difference

Efficient expertise for you, providing choice and ultimately peace of mind so you can move on to tackle your next big deal.

What Our Clients are Saying

I have nothing but good things to say about INSURICA. They have always taken care of me and my business needs. They respond quickly and are honest and fair. When I need something done quickly, they are on top of it. I would refer INSURICA to anyone!

Armando U.

 I wish everyone could exhibit the same exceptional level of customer service that we’ve found from Amanda and your entire team at INSURICA Direct.  Insurance can be daunting, but you make it so very easy!

Amy L.

Laura has consistently gone above and beyond for us over the years. She works hard to find the specific coverage we need in our unique industry and always responds quickly. She is cheerful and helpful. Thank you, Laura, for providing excellent service!

Shelley K.