What is Dental Insurance?
Dental insurance is designed to take the financial sting out of maintaining good oral health. Regular dental care is crucial, not just for ensuring a healthy smile but also for overall health, as many systemic diseases show early signs in oral symptoms. Dental insurance typically covers preventive services like cleanings, exams, and X-rays at or near 100%, encouraging routine visits. These preventive care benefits help catch issues early when they’re easier and less expensive to treat, leading to better oral and general health in the long run.
Beyond preventive care, dental insurance helps mitigate the costs of more extensive procedures such as fillings, root canals, and extractions, which can be prohibitively expensive without coverage. It usually operates on a 100-80-50 coverage structure: 100% for preventive care, 80% for basic procedures, and 50% for major services. This structure makes managing the financial aspect of dental health more predictable and affordable, ensuring that dental care is accessible when you need it most.
What Our Clients are Saying
I have nothing but good things to say about INSURICA. They have always taken care of me and my business needs. They respond quickly and are honest and fair. When I need something done quickly, they are on top of it. I would refer INSURICA to anyone!
Armando U.
I wish everyone could exhibit the same exceptional level of customer service that we’ve found from Amanda and your entire team at INSURICA Direct. Insurance can be daunting, but you make it so very easy!
Amy L.
Laura has consistently gone above and beyond for us over the years. She works hard to find the specific coverage we need in our unique industry and always responds quickly. She is cheerful and helpful. Thank you, Laura, for providing excellent service!
Shelley K.