What is Commercial Auto Insurance?

Commercial Auto Insurance is like a safety net for businesses that rely on vehicles. Whether you own a single car for deliveries or a fleet of trucks for hauling goods, accidents can happen anytime, anywhere. This insurance steps in to cover costs that could otherwise put a serious dent in your business finances. It handles expenses from damages to your own vehicles, as well as any damage or injuries your vehicles may cause to other people or their property. Think of it as not just protecting your vehicles, but also safeguarding your business from unexpected financial hits.

Beyond just covering accident-related expenses, Commercial Auto Insurance can offer a range of protections that are tailored to the unique needs of your business. For example, it can provide coverage for medical bills if your driver is injured, or legal fees if your business is sued due to a vehicular accident. Different policies can also cover various scenarios, like theft, vandalism, or natural disasters affecting your vehicles. Opting for the right coverage means you’re not just complying with legal requirements; you’re also ensuring that your business can keep moving forward, no matter what bumps in the road it might encounter.

Our Process

INSURICA Direct combines our decades of insurance expertise with a modern, digital platform to make your customer experience the very best it can be.

Holistic Evaluation

Custom Strategy
Expert Advice
Exceptional Service

Other Insurance Products for Your Business

General Liability

A business buys General Liability Insurance to protect against financial loss from lawsuits, injuries, or damages occurring on its premises or from its operations.

Workers’ Compensation

Workers’ Comp covers medical costs and lost wages for work-related injuries/illnesses, protecting both your employees and your business financially.

Group Health

Group Health Insurance is a benefit provided by employers, offering employees affordable medical coverage by sharing costs among the group.

The Direct Difference

Efficient expertise for you, providing choice and ultimately peace of mind so you can move on to tackle your next big deal.

What Our Clients are Saying

I have nothing but good things to say about INSURICA. They have always taken care of me and my business needs. They respond quickly and are honest and fair. When I need something done quickly, they are on top of it. I would refer INSURICA to anyone!

Armando U.

 I wish everyone could exhibit the same exceptional level of customer service that we’ve found from Amanda and your entire team at INSURICA Direct.  Insurance can be daunting, but you make it so very easy!

Amy L.

Laura has consistently gone above and beyond for us over the years. She works hard to find the specific coverage we need in our unique industry and always responds quickly. She is cheerful and helpful. Thank you, Laura, for providing excellent service!

Shelley K.