What is Equipment Insurance?

Inland Marine Insurance, often termed Equipment Insurance, is designed to protect businesses’ valuable tools, technology, and equipment, whether they’re on the move or stationed at a job site. Unlike traditional property insurance that covers items only within the business premises, Inland Marine covers items wherever they might be – whether they’re being transported from one location to another, used off-site, or stored in a temporary location. This type of insurance is crucial for businesses that frequently move equipment or have high-value items in various locations, ensuring that the assets essential to your operations are protected against loss, theft, or damage.

One of the key benefits of Inland Marine Insurance is its flexibility to cover a wide range of equipment types and scenarios, tailored to the specific needs of your business. For a construction company, it could mean safeguarding heavy machinery; for a tech firm, ensuring laptops and cameras are protected on the go. This coverage reassures businesses that their critical tools and goods are financially protected, which can significantly reduce potential downtime and financial losses. Moreover, having this coverage demonstrates to clients and partners that you’re a responsible business owner who takes the necessary steps to minimize risks to your operations and their projects.

Our Process

INSURICA Direct combines our decades of insurance expertise with a modern, digital platform to make your customer experience the very best it can be.

Holistic Evaluation

Custom Strategy
Expert Advice
Exceptional Service

Other Insurance Products for Your Business

General Liability

A business buys General Liability Insurance to protect against financial loss from lawsuits, injuries, or damages occurring on its premises or from its operations.

Workers’ Compensation

Workers’ Comp covers medical costs and lost wages for work-related injuries/illnesses, protecting both your employees and your business financially.

Group Health

Group Health Insurance is a benefit provided by employers, offering employees affordable medical coverage by sharing costs among the group.

The Direct Difference

Efficient expertise for you, providing choice and ultimately peace of mind so you can move on to tackle your next big deal.

What Our Clients are Saying

I have nothing but good things to say about INSURICA. They have always taken care of me and my business needs. They respond quickly and are honest and fair. When I need something done quickly, they are on top of it. I would refer INSURICA to anyone!

Armando U.

 I wish everyone could exhibit the same exceptional level of customer service that we’ve found from Amanda and your entire team at INSURICA Direct.  Insurance can be daunting, but you make it so very easy!

Amy L.

Laura has consistently gone above and beyond for us over the years. She works hard to find the specific coverage we need in our unique industry and always responds quickly. She is cheerful and helpful. Thank you, Laura, for providing excellent service!

Shelley K.