What is Medical Malpractice Insurance?
Medical malpractice insurance, also called Physicians Liability insurance, protects healthcare professionals against claims of negligence or mistakes that cause patient injuries. It covers legal fees, settlements, and judgments, ensuring that doctors, nurses, and other medical staff are financially protected if they’re sued. This insurance can also cover incidents like incorrect diagnoses, surgical errors, and treatment mistakes.
It provides peace of mind, allowing healthcare providers to focus on patient care without the fear of financial ruin from potential lawsuits. Additionally, it helps maintain professional reputations, as the insurance often covers public relations efforts to manage the fallout from a claim. Many hospitals and medical facilities require practitioners to have this insurance, ensuring a standard level of protection across the industry
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