What is Personal Auto Insurance?

Personal auto insurance is a financial safeguard for you and your vehicle(s). If you’re involved in a car accident, it can cover repair costs for your car, or if it’s beyond repair, compensate you for its value pre-accident. This insurance doesn’t just protect your vehicle; it also offers coverage for medical expenses for injuries you or your passengers might suffer in an accident. Consider it a buffer that absorbs the financial blow of unexpected events, helping you to get back on the road swiftly without depleting your savings.

Moreover, personal auto insurance extends its protection to cover liability claims. If you’re at fault in an accident, your policy can help pay for the other party’s repair costs and medical bills. Additionally, many policies include coverage for damages from non-collision events like theft, vandalism, or natural disasters. With comprehensive and collision coverage, you’re investing in peace of mind, knowing that you’re well-protected against many of life’s unpredictable turns on the road.

Our Process

INSURICA Direct combines our decades of insurance expertise with a modern, digital platform to make your customer experience the very best it can be.

Holistic Evaluation

Custom Strategy
Expert Advice
Exceptional Service

Other Insurance Products for You

Health

Health insurance is a policy that covers medical expenses from illness or injury, reducing your financial burden for care and treatment.

Home

Homeowners insurance protects your house and belongings from damage or theft, covers your living expenses during repairs, and covers liability if you’re sued.

Life

Life insurance is a contract that pays a sum of money to your beneficiaries upon your death, providing financial protection and peace of mind.

The Direct Difference

Efficient expertise for you, providing choice and ultimately peace of mind so you can move on to tackle your next big deal.

What Our Clients are Saying

I have nothing but good things to say about INSURICA. They have always taken care of me and my business needs. They respond quickly and are honest and fair. When I need something done quickly, they are on top of it. I would refer INSURICA to anyone!

Armando U.

 I wish everyone could exhibit the same exceptional level of customer service that we’ve found from Amanda and your entire team at INSURICA Direct.  Insurance can be daunting, but you make it so very easy!

Amy L.

Laura has consistently gone above and beyond for us over the years. She works hard to find the specific coverage we need in our unique industry and always responds quickly. She is cheerful and helpful. Thank you, Laura, for providing excellent service!

Shelley K.