Personal Insurance

Personal Insurance like Homeowners, Auto, Umbrella, Life, and Health Insurance protects you financially from property damage, accidents, lawsuits, medical expenses, and loss of income.

Why You Need Personal Insurance

Protect Your Large Investments

Personal Insurance, like home, auto, and umbrella, protects your property and finances. It covers repairs, medical bills, and liability costs, and offers extra security against large claims or lawsuits, providing comprehensive peace of mind.

The Benefits of Added Protection

With Personal Umbrella Insurance, you receive extra liability coverage beyond your standard policies. This means you’re safeguarded against large claims or lawsuits, providing peace of mind and security in case of significant incidents.

Our Process

INSURICA Direct combines our decades of insurance expertise with a modern, digital platform to make your customer experience the very best it can be.

Holistic Evaluation

Custom Strategy
Expert Advice
Exceptional Service

Insurance Products for You

  • Homeowners

    Homeowners insurance protects your house and belongings from damage or theft, covers your living expenses during repairs, and covers liability if you’re sued.

  • Personal Auto

    Personal auto insurance covers your automobile(s) against accidents, theft, and damage. It also protects you from financial loss due to liability claims.

  • Life

    Life insurance is a contract that pays a sum of money to your beneficiaries upon your death, providing financial protection and peace of mind.

  • Health

    Health insurance is a policy that covers medical expenses from illness or injury, reducing your financial burden for care and treatment.

  • Medicare

    Medicare is a federal health insurance program for people 65+ and those with certain disabilities, covering hospital and medical costs.

  • Dental

    Dental insurance covers part of the costs for dental care, including check-ups, cleanings, x-rays, and treatments, reducing out-of-pocket expenses.

  • Vision

    Vision insurance helps cover the cost of eye exams, glasses, contact lenses, and sometimes eye surgeries, reducing out-of-pocket expenses for eye care.

  • Renters

    Renters insurance provides coverage for your personal property, liability, and living expenses if you're displaced from a rented home or apartment.

  • Home Insurance Floaters

    A personal property floater is an addition to a standard insurance policy that provides extra coverage for high-value items.

  • Motorcycle, RV, Trailer, Boat

    Motorcycle (RV/Boat/Trailer/ATV) insurance provides coverage for physical damage, liability, and theft, specific to recreational and off-road vehicles.

  • Umbrella

    Personal umbrella insurance provides extra liability coverage beyond the limits of your existing policies, covering additional costs from major claims.

The Direct Difference

Efficient expertise for you, providing choice and ultimately peace of mind so you can move on to tackle your next big deal.

Latest News & Insights

What Our Clients are Saying

I have nothing but good things to say about INSURICA. They have always taken care of me and my business needs. They respond quickly and are honest and fair. When I need something done quickly, they are on top of it. I would refer INSURICA to anyone!

Armando U.

 I wish everyone could exhibit the same exceptional level of customer service that we’ve found from Amanda and your entire team at INSURICA Direct.  Insurance can be daunting, but you make it so very easy!

Amy L.

Laura has consistently gone above and beyond for us over the years. She works hard to find the specific coverage we need in our unique industry and always responds quickly. She is cheerful and helpful. Thank you, Laura, for providing excellent service!

Shelley K.